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DSCR & Investor Loans, Explained

Straight answers on qualifying, rates, and strategy for real estate investors, from a broker who closes these loans every day.

Explore investor loan programs

Trevor Gravink

Published on: 26/10/2026

How 5-9 unit DSCR loans work: 1.15 minimum DSCR, $350K-$2.5M loans, 30-year terms in an LLC, lease and vacancy rules, and a worked 8-unit example.

5-9 unit DSCR loan